Revenue $11.63B, up 14.4% on a year earlier. Data Processing Revenue $6.04B, up 17.3%. Diluted EPS $2.97 against $2.69.
| Q3 FY26 | Q2 FY26 | Q3 FY25 | Year over year | |
|---|---|---|---|---|
| Revenue | $11.63B | $11.23B | $10.17B | +14.4% |
| Operating income | $6.88B | $7.23B | $6.18B | +11.3% |
| Net income | $5.63B | $6.02B | $5.27B | +6.8% |
| Diluted EPS | $2.97 | $3.14 | $2.69 | |
| Operating cash flow | $6.55B | $3.01B | $6.73B | -2.6% |
| Capital expenditures | -$417.00M | -$383.00M | -$421.00M | |
| Free cash flow | $6.14B | $2.62B | $6.31B | -2.7% |
| Q3 FY26 | Q3 FY25 | Year over year | |
|---|---|---|---|
| Client incentives as % of gross revenues | 28.7% | 28.1% | |
| Data Processing Revenue | $6.04B | $5.15B | +17.3% |
| Data Processing Revenue Growth | 17% | 15% | |
| International Transaction Revenue | $3.85B | $3.63B | +6.1% |
| International Transaction Revenue Growth | 6% | 14% | |
| Net revenue growth | 14.36% | 14.29% | |
| Service revenue | $4.92B | $4.33B | +13.7% |
| Service revenue growth | 14% | 9% |
The week's biggest guidance misses, KPI surprises and one chart.
Stock Atlas, “Visa (V) Q3 FY26 earnings: results and KPIs”, stockatlas.com/companies/V/earnings/2026-q3/, data as of 3 November 2026. Links to this page are welcome.
